MySuper option

 

Maritime Super’s MySuper option adopts a different investment strategy based on age profile – over and under 55. Refer to the appropriate investment strategy in the drop-down box below.

 

Investment objective

Investment objective (after fees and taxes over rolling 10-year periods) – to outperform the annual rate of inflation (CPI) by around 2.75% pa.

Suitable for

Most suitable for members who are willing to accept a medium to high risk of a negative return in any one year.

Risk versus return

This option has significant emphasis on growth assets with the aim of achieving higher returns, together with some lower-risk defensive assets to reduce the short-term risks associated with growth assets. It offers a higher expected long-term return than the Moderate option. A negative annual return is anticipated on average 3-4 times every 20 years but negative returns may be more or less frequent.

Target asset allocation

*Some asset classes are invested passively; Australian shares, International shares, Fixed Interest and Cash Enhanced.

Performance

MySuper under 55 Investment return to 30 June 2019
Option 3 years 5 years 10 years
Accumulation N/A N/A N/A
Pension N/A N/A N/A

Refer to the investment performance page for the most recent investment performance figures.

Refer to the Investments Supplement for more information on investment options.

Investment objective

Investment objective (after fees and taxes over rolling 10-year periods) – to outperform the annual rate of inflation (CPI) by around 2.5% pa.

Suitable for

Most suitable for members who are willing to accept a medium risk of a negative return in any one year.

Risk versus return

This option has significant emphasis on growth assets with the aim of achieving higher returns, together with some lower-risk defensive assets to reduce the short-term risks associated with growth assets and the MVP approach to manage extreme volatility. It offers a balance between sound long-term returns and lessening the impact of extreme market downturns. A negative annual return is anticipated on average 2-3 times every 20 years but negative returns may be more or less frequent.

Asset allocation*

 

*The MVP overlay varies the allocations to Australian and International shares in response to market conditions, with the aim of lessening the impact of significant market downturns. The total shares exposure will generally be in the range of 20%-45% and the total growth assets in the range of 40%-65%, but may temporarily lie outside these ranges under extreme investment conditions. 

Performance

MySuper 55 and over Investment return to 30 June 2019
Option 3 years 5 years 10 years
Accumulation 6.90% 5.89% N/A
Pension 7.71% 6.52% N/A

Refer to the investment performance page for the most recent investment performance figures.

Refer to the Investments Supplement for more information on investment options.

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