Growth / defensive asset mix
54% growth / 46% defensive
CPI plus 3.0% per annum on average over 20 years
The investment objective for pension members is slightly higher - refer to the Allocated Pension and WISP PDS for more information.
Level of investment risk*
Negative returns expected in between 2 to less than 3 out of every 20 years
Contains roughly equal proportions of growth and defensive assets.
This Option is diversified across a range of growth and defensive assets and has a lower risk return profile than the Balanced Option. This Option may suit members who have a five year plus investment time horizon.
Strategic asset allocation
* The Level of investment risk is based on an industry-wide Standard Risk Measure. It shows the number of expected negative annual returns over a 20-year period.