Growth / defensive asset mix
0% growth / 100% defensive
CPI plus 0% per annum on average over 20 years
The investment objective for pension members is slightly higher - refer to the Allocated Pension and WISP PDS for more information.
Level of investment risk*
Negative returns expected in less than 0.5 out of every 20 years
Cash investments could include deposits in a bank, investments in short-term money markets and other similar investments.
This Option may suit members who have a short term investment horizon. It will provide security of capital but returns will typically be lower than that produced by the Balanced Option over the medium to long term.
Strategic asset allocation
* The Level of investment risk is based on an industry-wide Standard Risk Measure. It shows the number of expected negative annual returns over a 20-year period.