Cash option


Investment target

The Cash option invests 100% in defensive assets.

Investment objective

Investment objective (after fees and taxes over rolling 10-year periods) - to outperform the annual rate of inflation (CPI) and perform in line with the UBS Australia Bank Bill Index (net of tax and fees).

Suitable for

Most suitable for members whose most important consideration is that there is little chance of a negative return.

Risk versus return

This option provides long-term security but do not expect any growth over inflation. It provides the lowest risk of short-term losses among the investment options. A negative annual return is very unlikely.

Target asset allocation



Cash Investment return to 30 June 2020
Option 3 years 5 years 10 years
Accumulation 1.17% 1.33% 2.06%
Pension 1.35% 1.52% 2.39%

Refer to the investment performance page for the most recent investment performance figures.

Refer to the Investments Supplement for more information on investment options.


Your options in detail

Australian Shares option

Balanced option

Cash Enhanced option

Cash option

Conservative option

Fixed Term Investment option

Growth option

Indexed Diversified

International Shares option

Moderate option

MySuper option