FREECALL 1800 757 607
The following table shows the type of insurance available based on product category.
It's important to note that insurance cover is subject to certain conditions and you may be required to answer questions about your health. For details on the insurance for each category, please refer to the appropriate Member Guide.
For Employees of Participating Employers in this category this benefit is provided as a basic benefit if the employer elects to make insurance levy payments.
Sub-fund Employers and some Participating Employers provide Salary Continuance cover as an automatic Basic benefit in these categories (subject to eligibility conditions). Otherwise members may apply for cover on a voluntary basis.
Members must be working and employer contributions being paid to the Fund for disablement cover to remain current over the long term. Refer to the relevant Member Guide.
Members may maintain Basic Salary Continuance cover in multiple memberships in different categories. However, members cannot maintain Voluntary Salary Continuance cover through different memberships or in conjunction with Basic Salary Continuance cover and any Voluntary Salary Continuance cover will be cancelled when a person qualifies for Basic Salary Continuance cover (unless the Voluntary cover exceeds the Basic cover, in which case the difference in cover may continue as Voluntary cover).
Basic Death and TPD cover may be maintained in the Employer Sub-funds and Contributory Accumulation categories with different memberships. Otherwise, if the member has more than one membership in the Seafarers and Maritime Super divisions, the member will only qualify for Basic cover once and Basic cover in other categories (including cover which the member has elected to continue in one of the industry categories following termination of employment) will be cancelled when a member qualifies for Basic cover in one of the employer sub-funds or in Contributory Accumulation (unless the Basic cover exceeds the Basic cover in the new membership, in which case the difference in cover amounts may continue in the existing membership).
Basic Death & TPD cover is only available in Accumulation Advantage to members sponsored by Participating Employers who make SG contributions for the member to the fund
For Pension members, Voluntary Death insurance is only available to Allocated Pension, WISP and Term Allocated Pension members who commenced their pension in the Stevedoring Employees Retirement Fund (SERF) before 1 March 2009.