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Cash Enhanced Option

The Cash Enhanced option invests 100% in defensive assets.

Investment objectiveTo achieve a rate of return that exceeds the return on the Cash option by 0.25% per year over rolling five-year periods.
Suitable forThis option may be most suitable if:
  • you expect to need your super as a cash lump sum in the near future
  • your most important consideration is to minimise the chance of a negative return in any one year (although the chance of a negative return is higher than for the Cash option); or
  • you wish to earn a small premium over the Cash option return, for a low level of risk.
Risk versus returnThe Cash Enhanced option provides long-term security but do not expect any significant growth over inflation. It has a very low risk of short-term losses.
A negative annual return is very unlikely.
Asset mix
Growth assets Range (%) Target (%)
Australian shares 0 0
Overseas shares 0 0
Listed property 0 0
Direct property 0 0
Private equity 0 0
Growth alternatives 0 0
Growth absolute return funds 0 0
Total growth assets 0 0
Defensive assets Range (%) Target (%)
Defensive alternatives 0 0
Defensive absolute return funds 0 0
Fixed interest 0 0
Cash enhanced 100 100
Cash 0 0
Total defensive assets 100 100