Cash Option

The Cash option invests 100% in defensive assets.

Investment objective To achieve a rate of return that matches the UBSA Bank Bill Index, less tax and fees, over rolling five-year periods.
Suitable for This option may be most suitable if:
  • you expect to need your super as a cash lump sum in the near future; or
  • your most important consideration is that there is little chance of a negative return in any one year.
Risk versus returnThe Cash option provides long-term security but do not expect any growth over inflation. It provides the lowest risk of short-term losses. A negative annual return is very unlikely.
Asset mix
Growth assets Range (%) Target (%)
Australian shares 0 0
Overseas shares 0 0
Listed property 0 0
Direct property 0 0
Private equity 0 0
Growth alternatives 0 0
Growth absolute return funds 0 0
Total growth assets 0 0
Defensive assets Range (%) Target (%)
Defensive alternatives 0 0
Defensive absolute return funds 0 0
Fixed interest 0 0
Cash enhanced 0 0
Cash 100 100
Total defensive assets 100 100